Habitat for Humanity is a Christian based housing ministry financed through private donations and utilizing volunteer labor. Our purpose is to build homes for families and sell the homes at no profit and no interest to families who could not otherwise afford a home.

Please read the following items to see if you have an interest in our ministry AND to see if you meet our general guidelines:

1. To qualify you must have a housing need. (For example: major structural, electrical, plumbing, heating problems, over crowding (three to a bedroom), and unsafe or unsanitary conditions.)

2. You need to have lived in our service area for a year.

3. You need to meet certain income guidelines.

4. If you are approved for a Habitat home, we ask that you be willing to join in programs to learn and practice budgeting, home repair and maintenance. We ask that you attend any scheduled Habitat for Humanity homeowners' meetings.

5. If approved for a Habitat home, we require that you and your family will be willing to work the 500 hours of Sweat Equity per our agreement.

6. If approved for a Habitat home, you will be required to make a small down payment. You will have some time to save this money before closing.

7. If you are approved for a home and if you meet the Sweat Equity and down payment requirements, then we will sell you a home at cost. Habitat house payments include taxes and insurance and will cost approximately $300 per month.* The house payment will be used by Habitat to build more houses with other families. This requires that you make your payments on time.

If you are interested in Habitat and if you believe you qualify for a home according to the above guidelines, we encourage you to fill out and return an application. You can request one by calling the Habitat office, 263-3154.

All information is considered confidential and is to be used only for family selection. The application and approval process takes approximately two months.